With Apple pay you just touch your phone to the credit processing device and scan your fingerprint. Apple Pay is built into every iPhone 6 and iPhone 6 Plus. It has a NFC chip built in and has a Secure Element that encrypts all of your payment info and data.
You can use your iPhone camera to take a picture of your credit card. It gets verified at the bank and then added to your passbook.
Each transaction is a dynamic code that changes each time. They never store your data on the device.
Cashiers don’t see your name, your card number, or your security code.
Apple Pay is more secure than keeping cards in a wallet.
If you lose your iPhone, you won’t have to cancel cards. Simply use Find My iPhone to suspend payments just for that device.
There are more than 220,000 merchant locations that accept contactless payment.